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June 07, 2008

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Jonathan Rosenfeld

All nurses should ask their employer about the type of insurance coverage they care and the limits of coverage. Most nurses are covered under the facilities (hospital, nursing home, temp. agency, or clinic) general liability policy. For that reason, it is usually the exception, rather than the rule that nurses get named individually in a lawsuit. Lawyers tend to name nurses individually in situations where: the nurse is no longer employed by the facility, there may be conflicting accounts of an incident and (unfortunately) to shake nurses up a bit to get them to put blame on more accountable (and deeper pocketed) doctors. Bottom line is that insurance coverage should be a necessary inquiry, but fortunately not a controlling factor in choosing where to work.

Jonathan Rosenfeld
Chicago, IL
http://chicagonursinghomelawblog.com

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