Are you a NP? Download a copy of CNAs 1994-2004 Analysis of Claims with Risk Management Recommendations for NPs. SEE this link
If you are a NP do you have your own professional liability insurance policy? A nurse contacted my office this week. She is being reported to the Board for allegedly violating the Nurse Practice Act. I always ask if the individual has a policy with a licensure defense protection benefit and most of the time its "no." This particular nurse was told not to purchase insurance by a nurse attorney because she would be more likely to be sued especially as a hospital nurse.
Consider your options and make an informed decision on whether or not you purchase your own professional liability insurance policy. To make an informed decision, do a search on google and take a look at the articles on professional liability insurance for nurses and the websites for insurance companies that write policies for nurses like NSO and Marsh Affinity. Try to obtain an understanding of the purpose of professional liability insurance for nurses.
Ohio attorneys who don't carry legal malpractice insurance are REQUIRED to notify their clients of this fact. Ohio attorneys must tell clients in writing Pursuant to DR 1-104 of the Ohio Code of Professional Responsibility, I am required to notify you that I do not maintain professional liability (malpractice) insurance of at least $100,000 per occurrence and $300,000 in the aggregate. Ohio Code of Professional Responsibility
Should RNs and LPNs be required to purchase professional liability insurance? Is this implied by the the ANA Code of Ethics which requires acceptance of nursing accountability and responsibility, accountability for nursing judgment and action, and responsibility for nursing judgment and action?
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