Do you have your own professional liability insurance policy? The majority of nurses don't purchase their own policy for whatever reason.
If you do have the insurance, is it a good policy? Have you read the terms and conditions in the policy? Consider having the policy reviewed by an attorney who represents nurses in malpractice or licensure matters. Have the attorney explain the policy terms to you and what you are required to pay out-of-pocket in the event of claim.
Why? Because not all policies are made equal and you don't want to learn after the fact (after a complaint is filed against your license with the Board of Nursing or you were named a defendant in a civil lawsuit) that your policy isn't that great and that there are more "nurse-friendlier" policies on the market and available for purchase.
Well written article.
Posted by: Chelsi | October 10, 2008 at 06:14 AM