License Defense Benefit in a Professional Liability Insurance Policy: Use It

I have spoke with at least 5 nurses this year who had their own professional liability insurance with a license defense benefit but did not contact the insurer after receiving Notice of a State Nursing Board Complaint.

This is a real benefit of the insurance policy because in my opinion you are more likely to have a complaint filed against your license with the State Nursing Board than you are to be named as defendant in a nursing malpractice case.